Our Team and Values
Our people make the difference!
We have an intentional purpose to help you in many areas of financial planning as a resource and a friend. We will guide you in areas that include retirement planning, tax risk planning, social security, medicare, estate and legacy planning.
David O'Bryan CPA
david@frpartners.org
Michael Ballard
michael@frpartners.org
Michael and his wife Regina reside in Winona, MS. Michael, like David, has gone through personal experiences that have allowed him to learn and serve better. Finding and helping people in areas of retirement alongside being fluent in the pre-retirement and retirement stages with an emphasis in the health care side allow Michael to truly understand how to help each person he meets.
Jennifer Key
Jennifer@frpartners.org
Jennifer and her husband Jayme have lived in Winona, MS for 30 plus years where they raised their family and licensed in 2014. Her focus has been and continues to be serving clients of all ages, having a focus on retirees with Medicare and Retirement planning. She has two daughters and enjoys…
Outside of the office, Jennifer loves spending time with her husband Jayme and their 2 grown daughters, family being very essential to her!
Linas Sudzius, JD, CLU, ChFC
Linas@frpartners.org
In his 30+ year career in the tax law field, Linus Sudzius has become known as a go- to expert in the underwriting arena, serving clients nationwide and building a thriving consulting practice thanks to happy clients and glowing referrals.
Linas offers a unique and practical perspective on tax law and insurance sales, having served as Director of Advanced Sales for a Chicago-based insurance company and later, as its Chief Marketing Officer. Prior to founding AUC in 2001, he created, grew and sold an estate planning law practice in Franklin, Tennessee.
Linas is a great resource for tax and estate related questions and is a very much a value to our business when helping navigate complex questions and issues that our clients face.
Linas Sudzius, JD, CLU, ChFC
Linas@frpartners.org
In his 30+ year career in the tax law field, Linus Sudzius has become known as a go- to expert in the underwriting arena, serving clients nationwide and building a thriving consulting practice thanks to happy clients and glowing referrals.
Linas offers a unique and practical perspective on tax law and insurance sales, having served as Director of Advanced Sales for a Chicago-based insurance company and later, as its Chief Marketing Officer. Prior to founding AUC in 2001, he created, grew and sold an estate planning law practice in Franklin, Tennessee.
Linas is a great resource for tax and estate related questions and is a very much a value to our business when helping navigate complex questions and issues that our clients face.
Our Core Values
We believe wealth is a responsibility. Every recommendation is built around long-term stewardship — not short-term transactions.
True planning doesn’t happen in silos. Investments, tax strategy, risk management, estate planning, and exit strategy must work together. We design integrated plans that align every moving part of your financial life.
Trust is the foundation of every relationship. We operate with openness, consistency, and integrity — ensuring you always understand where you stand and why decisions are made.
We act in our clients’ best interests at all times. Period.
Money is a tool — not the goal. We help families align capital with purpose, legacy, and impact.
